![3-D Secure: A critical review of 3-D Secure and its effectiveness in preventing card not present fraud 3-D Secure: A critical review of 3-D Secure and its effectiveness in preventing card not present fraud](https://www.58bits.com/thesis/3-D_Secure_files/image012.png)
3-D Secure: A critical review of 3-D Secure and its effectiveness in preventing card not present fraud
![Nupur J Sharma on Twitter: "HDFC asks for either 3D secure pwd or OTP. When u say OTP "optional" do add that the only other "option" is 3D pwd @pierrefitter https://t.co/9DXEHD9fML" / Nupur J Sharma on Twitter: "HDFC asks for either 3D secure pwd or OTP. When u say OTP "optional" do add that the only other "option" is 3D pwd @pierrefitter https://t.co/9DXEHD9fML" /](https://pbs.twimg.com/media/Czi7o5aVIAEVMXb.jpg)
Nupur J Sharma on Twitter: "HDFC asks for either 3D secure pwd or OTP. When u say OTP "optional" do add that the only other "option" is 3D pwd @pierrefitter https://t.co/9DXEHD9fML" /
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